Thursday, October 7, 2010

I'm Not Policitcal But...

I think that it goes without saying most of your friends know your political views, or at least if you are interested in politics.  There are arguments both ways as to whether or not you should actually discuss issues in a social setting.

I line with Mental Illness Awareness Week, some changes in our laws have become a focal point of the movement to integrate treatments into medical care.  In an article by Michelle Andrews, New Laws Expand Mental Health, Addiction Treatment,  the current and future changes are highlighted.  In short, The Mental Health Parity and Addiction Treatment Act just took effect this year and puts mental health and addiction treatment coverage on the same playing field as medical/surgical needs. 

Before this year, insurance plans would typically: limit your therapy visits, increase your deductible, and change your co-payment.  Even with the new law, an insurance plan is not mandated to even provide a plan of care for mental health or addictions, nor does the new law apply to companies with 50 or fewer employees.  Basically, if your plan offers this type of care, it has to offer equivalent coverage for mental health and addiction treatments as it would for medical/surgical care.  However, keep in mind that the insurance company can choose which disorders they are willing to cover.

With the health care changes happening in the next few years, the plan is to provide coverage to those small business and to also streamline the plans that offer mental health and addiction treatment.  What roadblocks can you foresee coming about?  Some of the blocks that come to my mind are:
  • Along the lines of preventable disease:  Is addiction a disease?  Who should decide?  Is mental health a medical condition?  Should it be covered by medical insurance?
  • Pre-existing conditions: Should insurance cover the treatment of mental illnesses deemed a pre-existing condition?
  • Children: A child born with addictions or a mental illness will likely receive treatment under the insurance plan of their caretaker or the government.  What should happen to their care when they reach adulthood?
  • Scope of disorders:  What body should determine the scope of coverage?  Should the government compile a list of disorders or should it be up to the insurance company?  Should the DSM-IV TR or the newly revised version in 2013 be involved in the identification "insuarable conditions" or should we consider prevalent and "treatable conditions" only?
I am positive there are so many more issues that will arise in the coming years, and it is then that we can decide whether or not to elect candidates who have the same views and value systems as yourself.  In terms of my future non-profit, would lack of care even be an issue by the time it is up and running?  2014 is just around the corner and these changes will impact the services I will provide to my community.

I'm no political but...I would hope that you are willing to really examine the changes that are happening, and become educated enough to truly understand the impact of your vote on these issues.  Mental Illness is not something we can always predict, prevent, or fully recover from.  It is a struggle for many Americans as a result of many different environmental factors: disease, socialization, genetics, etc.  This week leads us into the heart of this years political season, and is just another reason to actually find out what your favorite candidate thinks.  Mental illness does not discriminate, and when or if ever you need treatment, I hope that you are all able to maximize your care.   

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